"If there are two groups, rather than being a community bank, whether a family to one another, they could not run a lending system for only simple principle, formation cuisine that the lender can not lend what he has been with, like a bank and they did. It only commercial banks and other financial institutions are able to lend money gushing air they have zatengeneza to lend. "
"Subject cracking related to financial matters, formation cuisine on all aspects of the study of economics, formation cuisine is a lesson that the difficulty will be given or used deliberately to hide or lose facts (related to the whole issue of money)"
And no answer, not an economist formation cuisine or a businessman, and you can not have it his answer to publications and economic formation cuisine journals, and not the government, not on specific programs of economic on television your alternative of where lies the answer to that question must be won, and ashakum not abusive.
Money is what it is, or where it comes from, is a simple question, with answers easy that in one way or another, there may be no one volunteered to answer it as well as money itself through the process of using it or grasp used to provide an answer to these questions, inajijibu itself, we see on television, in advertisements, on the big books that are breaking sales records and film, these questions are yanajijibu itself there. From the results is that most people can leave a response believe that money is made by the government.
Tuashumu be inakopesha bank money I received as deposit and its customers, although it's not the truth, we ashumu only. When you go to the bank to take the loan, the bank gives you the loan after signing a contract that will want you to pay the interest on that money.
Bond covenant, which is popularly known as 'loan guarantees' it is a non-asset you celebrate or do not celebrate explanations formation cuisine that legally owned by the lender or guarantor of the borrower. And if they do have magic, banks turn the agreement between them and that is the money lender formation cuisine has given the borrower. Is as magic as, you can not come to me, we andikishana contract a contract, and I turn the agreement would be the money you have, but the bank makes these wonders every day, but our eyes are on.
Once upon a time, everything was used as money, provided it be kinabebeka and people have confidence that can be replaced by another with value like it. So crops, livestock, and other goods were used as money. Valuable items such as gold and silver fueled interest among more on this, and they were used to in this business, called Barter Trade.
One person who is here we call him jeweler, for his work to absorb these precious stones and place them in various shapes, he came up with the idea, given that our trade exchange items inakumbana the barrier of 'value' and makes it hard sometimes right done in this kind of business is difficult because there is no specific measure of 'value' for all products, jeweler formation cuisine suggested permit community use his talent formation cuisine to make silver and gold coins that will be used as a measure of value for different goods.
Products that availability of required power and heavy activity, then the value of the product shall be greater than that which its production is not ukuhitaji strong and intelligent. Jeweler was given to handbags and start making money and gold coins.
Jeweler made a special room with a large door and heavy, and there he pour out his coin silver and gold and he put on guard to make sure no one played with 'eggs' it. People and they liked the idea of a jeweler, and brought the money and retained the bulk of their gold and jeweler, and his piety small charge for the service.
Jeweler formation cuisine made a receipt, to those who brought him gold and silver, these receipts carried value of the gold or silver stored by a party. These receipts can be used to substitute became silver and gold, if you have the receipt is the same as owning the amount of gold or silver that is written on the receipt. formation cuisine And if you want you can come back to the jeweler and the jeweler's receipt and give thee gold or real money, this will depend on the value that is written on the receipt that.
Behind the curtains jeweler formation cuisine was doing other business, the silver and gold zikopesha its various businesses, but with interest. But the jeweler this and it gave him a great idea further, because only a few people is that they decided to take the gold with real money, he thought it best to every one gold and silver has reigned writing for a receipt, and that instead of lending to real money and gold will lend a receipt the . Provided that such receipts shall be paid later as real gold or real money as interest, jeweler will continue to enjoy his discovery that.
But once word began, ikasemekana jeweler he lent money which is not his interest,
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